Finance that gives you real options. flexibility. control.

Grow your business with distribution finance that gives you real control. We put power & flexibility into the hands of the dealer or manufacturer so you can choose how to manage your stock.

Powered by industry leading technology

Welcome to Add Working Capital.

We’re a UK-based inventory finance specialist that emphasises non-bank, entrepreneurial, and technology-driven solutions. We provide direct dealership stock and inventory finance, along with manufacturer-backed dealer stock finance programmes. With significant industry experience and a commercial team boasting an average of 25 years in the domain and over 150 years collectively, we are well-equipped to support and scale your portfolio.

"From the initial application to ongoing support, Add Working Capital has been fantastic. Their technology simplifies everything, and their team is always there when we need them."

DMC Moto – Claudio Tamburrini

Our Differentiators.

Highly Flexible Financing Options

Adaptable terms based on asset type, seasonality, and billing preferences. Choose from daily, weekly, monthly, or 6-monthly billing, or opt to pay interest at the end of the finance term for goods. Apply now to find out more.

Powered by Technology

Our in-house developed Add Tech system is the leading finance solution in the sector, ensuring that the dealership experience from application to ongoing funding is intuitive and seamless.

Speed of Application & Funding

Experience rapid application processing and funding, with next-day payment options available through our Platinum Dealer Club.

Real Control Over Your Inventory Management

Our solutions give you the control and flexibility to manage your stock in the way that best suits your business needs, empowering you to make strategic decisions.

Simple, Easy to Use, Fast to Fund Assets

Our system is designed for simplicity and speed, making it easy for you to fund your assets quickly and efficiently.

Fintech

As a fintech company, Add Working Capital delivers fast, flexible stock financing solutions. Our advanced technology streamlines the funding process, putting you in control of your inventory finance.

Flexible finance options.

Empower Your Business with Inventory Finance

Inventory finance is a powerful tool for dealerships and manufacturers, enabling them to grow sales, increase margins, and maintain steady cash flow throughout seasonal trends. Our finance solutions allow manufacturers and distributors to scale up dealership networks quickly and effectively, growing brands with the backing of our finance partners’ investments. We put the power and flexibility into your hands, allowing you to choose how to manage your stock effectively.

How it works

Add a Facility

Add Working Capital approve a dedicated finance facility for your dealership.

Add Inventory

Once the facility is active simply upload the units to fund into our user friendly ADDTech portal.

Add Finance Terms

Ability to alter advance rates, fee structures and terms within ADDTech/set-up*

Add Funding

Units are approved for funding within the system and paid from acceptance by dealer same day.**

Add Asset Repayment

The dealership repays Add Working Capital when the goods are sold to the end buyer or at the due in full date.

*Platinum only
**Dependent on terms.

"The flexibility offered by Add Working Capital is unmatched. They understand our seasonal needs and provide terms that work perfectly for our business model."

Caravan Buyer Nationwide Caravans – Josh Mosey

Apply for a facility today

Simply complete the form below and a member of our commercial team will get back to you as soon as possible.

We put power & flexibility into the hands of the dealer or manufacturer so you can choose how to manage your stock.

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Contact

Yew Tree House,
Church Street,
St. Neots, England,
PE19 2BU