Inventory Finance for Dealerships

Finance that gives you real options, flexibility & control.

For UK Dealerships & Distributors

Flexible same day funding available

Who we are

Founded by Andy Stafferton, former founder of DF Capital, Add Working Capital is a fintech inventory financier. Purpose built technology, designed specifically for inventory finance coupled with industry experts and specialists, enables Add to offer innovative solutions to support dealers growth and working capital needs.
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Our Differentiators

Expertise

Our team have over 125 years of UK inventory finance experience, available to help your business succeed.

Entrepreneurial

We aren’t a bank, we understand your market, and able to back you and your business when and where you need.

Powered by Technology

Our system has been purpose built by us, and uses the latest technology to make it both quick and easy to use, and give you greater optionality and oversight.

Controlled by You

We are able to support with unit stocking, variable terms, and different account tiering so that you control how your account operates.

"Add Working Capital has revolutionised our financing process. The technology is easy to use, and the service is top-notch. We couldn't be happier with the results."

DJS Hydraulics – David Jones

How it works

Add Working Capital approve a dedicated finance facility for your dealership.
Once the facility is active simply upload the units to fund into our user friendly ADDTech portal.
Ability to alter advance rates, fee structures and terms within ADDTech/set-up*
Units are approved for funding within the system and paid from acceptance by dealer same day.**
The dealership repays Add Working Capital when the goods are sold to the end buyer or at the due in full date.

*Platinum only
**Dependent on terms.

Start your application today

ADDTech Dealer Portal

Class leading online technology for dealerships, providing simple interaction with all inventory financed and the ability to manage all aspects of the account and financing of goods.

  • Quick Inventory Submission: Submit inventory for funding with instant valuations.
  • Real-Time Funding Documents: Create and manage documents for client approval.
  • Simple Invetory and Billing Management: Handle credit lines, and billing in one place.

Choose a plan that suits your business

Fee Structure

Calculated as a % charged per unit and billed in arrears at the end of each month.

Daily

Ideal for expected fast moving goods, or “in-season orders” as fees calculated upon use.

Weekly

Ideal for expected fast moving goods, or “in-season orders” as fees calculated upon use.

Monthly

Industry standard. One singular monthly fee % charged per unit each month.

Quarterly

Perfect for off-season orders, slower goods, or for customers that want to pre-pay the period.

Half Annually

Perfect for off-season orders, slower goods, or for customers that want to pre-pay the period.

Plans

Choose the account management that you desire for your business. For full account options click here to download our dedicated account flyer.

Digital

Low touch / low cost model where automated through Addtech portal, audits and other digital tools
£ 10
00
Monthly
  • Self-serve model
  • Automated funding thorough ADDTech Portal
  • Self-audit of inventory
Get started now

Standard

Dedicated credit limits, units funded to agreed terms, and office support provided
£ 100
00
Monthly
  • Office support provided
  • Next day funding of inventory
  • Digital audits required
  • Unlimited number of units
Get started now

Platinum

Flexibility to set advance rates, capital repayments, extend units, plus have dedicated, regular field relationships with Add teams
£ 300
00
Monthly
  • Dedicated relationship management
  • Same-day funding available
  • In person audit of goods
  • Unlimited number of units
  • Funding of multiple sites
  • Facility overlines available
Get started now

"Add Working Capital made the stock finance process simple and efficient, with great systems that put us in control of our own inventory funding and flexible terms that suit our business perfectly."

Kirkland Agricultural Equipment – Scott Worsley

Take the next step with your inventory finance and sales growth strategy

Apply for a facility today

Simply complete the application form and a member of our commercial team will get back to you as soon as possible.

Start your application

We put power & flexibility into the hands of the dealer or manufacturer so you can choose how to manage your stock.

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Contact

Add Working Capital
Davey House
31A St. Neots Road
St. Neots
PE19 7BA

© 2024 Stafferton Capital Limited Registered in England & Wales. Company No. 123456789 T/A Add Working Capital